YOUR HEALTH CARE BENEFITS
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The Board of Trustees of MCASF Local 725 Health & Welfare Trust Fund is pleased to welcome you to the Health Care website. Within this website, you have access 24 hours a day, 7 days a week to commonly requested forms, useful highlighted links, and frequently asked questions regarding your benefit information.
About the Health Fund
The MCASF Local 725 Health & Welfare Trust Fund is a healthcare plan. The Plan most recently was amended and restated, effective July 1, 2021, and subsequently may be amended from time to time to make necessary and desirable changes.
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The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Healthcare Plan.
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Health Plan Benefits
The MCASF Local 725 Health & Welfare Plan is your health plan; it is responsible for providing your benefits and setting rules for eligibility and coverage. To deliver these benefits efficiently, the Plan partners with specialized companies that administer specific services on its behalf. These vendors handle day-to-day operations such as processing claims, managing networks, and providing customer support, but the benefits themselves are funded and governed entirely by the Plan. Below are our partners in delivering your benefits.
Medical Plan
is through our partnership with Florida Blue and their Blue Options, a PPO plan
Prescription Drug Benefit
is through our partnership with Sav-Rx
Dental Benefit
is through our partnership with Florida Combined Life (Florida Blue Dental)
Member Assistance Program
is through our partnership with Ulliance Life Advisors
Vision Benefit
is through our partnership with EyeMed
Support for Cancer Patients
is through our partnership with CancerNavigator
Announcing a New Service...
The Board of Trustees are pleased to announce a new no-cost support service available to all members and their eligible dependents on the MCASF Local 725 Health Plan who have been diagnosed with cancer. The Health Plan has partnered with CancerNavigator to provide tailored education and guidance to cancer patients and their families as they navigate the many decisions that follow a cancer diagnosis.
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The CancerNavigator service is delivered by oncology-certified Nurse Navigators, backed by a team of researchers and data analysts. This team helps cancer patients:
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Understand their specific diagnosis & treatment options
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Discuss any questions related to their clinical situation
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Schedule apppointments quickly with centers that are well-equipped to treat their specific cancer type
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Prepare for upcoming doctor visits related to cancer
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Access wraparound support for emotional & mental health, transportation, and community & family resources
Annual Tax Form
The W2 form for those members who received a Loss of Time disability in 2025 will be postmarked by January 31st.
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If you do not receive your W2 by February 12th, you may request a reprint be done at that time. We are unable to reprint the form prior to that date,
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The 1095B form for those on active health coverage in 2025 will be postmarked by March 2nd.
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If you do not receive your 1095B by March 15th, you may request a reprint be done at that time. We are unable to reprint the form prior to that date
eLearning Digital Education website
Welcome to your eLearning Digital Education website. You will find information about the health plan the MCASF Local 725 Health Fund has selected for you along with helpful videos and a library of information to help you get the most out of your benefits.
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To get started, view the video here, then you can jump in and view the detailed benefits. Click below to find out more information.
Annual Family Statement
To ensure that the MCASF Local 725 Health & Welfare Fund has up-to-date information on you and your family members, you are required to complete and return the Annual Family Statement each year beginning October 1st.
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As self-funded, which simply means we pay for each claim submitted by participants, the Fund has an obligation to ensure that the plan assets are used appropriately, meaning for the sole benefit of eligible participants - Local 725 members and their eligible dependent family members.
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The Family Statement had an extended deadline of December 30th with suspension of coverage and claims payment beginning January 1st.
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If you did not submit your statement, your coverage is now suspended. To get reinstated you can get a Annual Family Statement by clicking on the button or scanning the QR code below. You can also save time by completing your form online through your participant portal, click here.
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​Be advised...eligibility files are sent every Wednesday morning, so you need to get your form in by Tuesday to get on that week's file. It will take Florida Blue at least 3 to 5 business after that Wednesday file to update their system and get you back on coverage.
What is in your wallet?
Get to know your health coverage ID Cards
Annual Notices
On these tabs you will find the Annual Notices for participants of the MCASF Local 725 Health & Welfare Trust Fund. You may also find copies of these notices on the Health Fund's "Documents" page.
Broward Health & Memorial Healthcare Systems
are still out-of-network with Florida Blue
Broward Health & Memorial Healthcare Systems have chosen to go out-of-network with Florida Blue. These entities are still negotiating to achieve a fair agreement.
However, until that occurs, all Broward Health & Memorial hospitals, physician groups and ancillary facilities are out-of-network for your plan. Utilizing a Broward or a Memorial provider while out-of-network will result in a higher cost share for you.
While the Health Fund is not part of these negotiations, we encourage you to contact Florida Blue (800) 352-2583; Memorial Healthcare System (954) 276-7676; Broward Health (888) 551-4357 and ask these entities come to a resolution now as it has affected your ability to get the healthcare services you need.
Medical Benefits
Your medical benefit network is provided by Florida Blue, to locate a participating primary care physician in the Blue Options network, please call 1-800-664-5295 or visit their website at www.floridablue.com
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MCASF Local 725 Health Fund's
Member Assistance Program
brought to you by:
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MCASF Local 725 Health Fund's
Prescriptions Claims Administered By
Sav-Rx
On May 1, 2024, Sav Rx became the Health Fund's prescription benefit manager. You should provide your pharmacy with the Sav Rx ID card you received in the mail. This is a prescription insurance card, not a discount card.
If you need a new card, please contact Sav Rx directly by clicking the call button below.
Learn more about your prescription benefit.....
Loss of Time
Benefit
Did you know that if you become totally disabled due to non-occupational bodily injury or sickness while eligible for benefits, the Health Fund will pay you a Loss of Time (Short-Term Disability) benefit.
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Benefits will begin as of the first day of disability due to an accident or as of the 8th day of disability due to sickness and will continue for any one period of disability for a maximum of twenty-six (26) weeks. You do not have to be confined to your home to collect benefits, but must be under the care of a physician.
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For a Loss of Time benefit , you will receive a benefit based on your job classification.
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General Foreman, Foreman. R5, R1 & MESJ ~ $500.00 per week
R2 & Apprentice 5th Year ~ $ 360.00 per week
R3, R4, MES2, MES3, Apprentice 2nd year, 3rd year, 4th Year and MAT ~ $250.00 per week
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Learn more about the Loss of Time Benefit here
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Application is available on the Document tab or
by click on the button to the right
MCASF Local 725 Health Fund's
Medical Claims Administered By:
Locations in South Florida
Helpful Healthcare Links
Your Link to Florida Blue
Your link to Florida Blue Dental
Your Link to Sav-Rx Prescription Services
Your Link to Medicare
Your link to the Center for Disease Control
Your link to the Florida Department of Health
Your link to the Department of Health & Human Services
Your link to Ulliance Life Advisor Member Assistance
Your link to the National Suicide & Crisis Lifeline
For More Information
We are here to help!
Should you have any questions regarding your health benefits or eligibility, give us a call at (754) 777-7735
Where should I go when I need care?
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General Wellness Guidelines
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COBRA PAYMENTS
ARE YOU CURRENTLY ON COBRA
CONTINUING COVERAGE?
SELF-PAY PAYMENTS
ARE YOU CURRENTLY ON SELF-PAY
CONTINUING COVERAGE?
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You can now make your monthly premium payment online through PayPal
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You can also make any repayment of LOT benefit you received in error.
MCASF Local 725 Health Fund
NOW ACCEPTS YOUR HEALTHCARE PAYMENTS THRU PayPal
Remit your healthcare payment by clicking
the button below.
You do not need a PayPal account to make your payment!
Transparency in Coverage
Your Health Fund's compliance with the CCA and The No Surprises Act and Transparency in Coverage.
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The Transparency in Coverage final rules require non-grandfathered group health plans such as our to disclose on a public website information regarding:
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In-network negotiated rates for covered items and services
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Out-of-Network allowed amount and billed charges for covered items and services
As of July 1, 2022, these machine-readable files (MRFs) must be made "publicly available and accessible to any person free of charge and without conditions, such as establishment of a user account, password or other credentials or PII to access the file" and must be updated on a monthly basis.
(These files are extremely large and download for an individual will be impacted by your hardware, browser and internet speed)​
You can access these read-able files & documents by clicking below:
