YOUR HEALTH CARE BENEFITS
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The Board of Trustees of MCASF Local 725 Health & Welfare Trust Fund is pleased to welcome you to the Health Care website. Within this website, you have access 24 hours a day, 7 days a week to commonly requested forms, useful highlighted links, and frequently asked questions regarding your health & welfare benefit information.


About the Health Fund
The MCASF Local 725 Health & Welfare Trust Fund is a healthcare plan. The Plan most recently was amended and restated, effective July 1, 2021, and subsequently may be amended from time to time to make necessary and desirable changes.
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The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Healthcare Plan.
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Health Plan Benefits
The MCASF Local 725 Health & Welfare Plan is your health plan; it is responsible for providing your benefits and setting rules for eligibility and coverage. To deliver these benefits efficiently, the Plan partners with specialized companies that administer specific services on its behalf. These vendors handle day-to-day operations such as processing claims, managing networks, and providing customer support, but the benefits themselves are funded and governed entirely by the Plan. Below are our partners in delivering your benefits.

A cancer diagnosis brings difficult decisions and a great deal of uncertainty. The MCASF Local 725 Health & Welfare Plan is pleased to introduce a new no-cost support service available to Local 725 members and their eligible dependents through our partnership with CancerNavigator.
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CancerNavigator provides personailzed guidance from an oncology-certified Nurse Nagivator to help you understand your diagnosis, explore treatment options, coordinate care, and access the support you need every step of the way.
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CancerNavigator supports participants and families move forward with clarity and confidence by providing:
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Clear explanation of diagnosis and treatment options
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Assisting with scheduling appointments quickly with best centers in your area
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Preparation for your upcoming doctor visits
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Access to additional support, including emotional care, transportation, and community resources
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To reach a Nurse Navigator today, call the dedicated MCASF 725 phone number: 754-200-0507 or by visiting
www.cancernavigator.com/mcasf725 to learn more.
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eLearning Digital Education website
Welcome to your eLearning Digital Education website. You will find information about the health plan the MCASF Local 725 Health Fund has selected for you along with helpful videos and a library of information to help you get the most out of your benefits.
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To get started, view the video here, then you can jump in and view the detailed benefits. Click below to find out more information.

Annual Notices
On these tabs you will find the Annual Notices for participants of the MCASF Local 725 Health & Welfare Trust Fund. You may also find copies of these notices on the Health Fund's "Documents" page.
Broward Health & Memorial Healthcare Systems
are still out-of-network with Florida Blue
Broward Health & Memorial Healthcare Systems have chosen to go out-of-network with Florida Blue. These entities are still negotiating to achieve a fair agreement.
However, until that occurs, all Broward Health & Memorial hospitals, physician groups and ancillary facilities are out-of-network for your plan. Utilizing a Broward or a Memorial provider while out-of-network will result in a higher cost share for you.
While the Health Fund is not part of these negotiations, we encourage you to contact Florida Blue (800) 352-2583; Memorial Healthcare System (954) 276-7676; Broward Health (888) 551-4357 and ask these entities come to a resolution now as it has affected your ability to get the healthcare services you need.
For your well-being

Free confidential assistance for Local 725 members
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Stress, anxiety and depression
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Relationship and family concerns
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Death of a loved one
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Substance abuse
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Financial and legal referrals
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Crisis counseling
Ulliance Life Advisor
800-448-8326
brought to you by

No cost to you, or your covered spouse or children. Help is available 24 hours a day, 7 days a week.


MCASF Local 725 Health Fund's
Member Assistance Program
brought to you by:

Monthly Newsletter
Mental Awareness Month
Mental well-being is essential for union members facing demanding work environments and daily stressors. This message encourages awareness, early support, and use of the confidential Member Assistance Program.
Mental Health Struggles & Addiction
Mental health struggles and addiction often occur together, a connection known as dual diagnosis. The infographic emphasizes that recovery is most successful when both mental health condition and substance use are treated at the same time.
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Thursday, May 14, 2026 @ 1:30 p.m.

Anxiety Facts, Stats & Tips
A lot of us deal with anxiety from everyday stress and constant pressure. Simple things like moving your body, getting rest, and even sharing a good laugh can help make it feel more manageable.

MCASF Local 725 Health Fund's
Prescriptions Claims Administered By
Sav-Rx
On May 1, 2024, Sav Rx became the Health Fund's prescription benefit manager. You should provide your pharmacy with the Sav Rx ID card you received in the mail. This is a prescription insurance card, not a discount card.
If you need a new card, please contact Sav Rx directly by clicking the call button below.
MCASF Local 725 Health Fund's
Medical Claims Administered By:

Locations in South Florida

Helpful Healthcare Links

Your Link to Florida Blue

Your link to Florida Blue Dental

Your Link to Sav-Rx Prescription Services

Your Link to Medicare

Your link to the Center for Disease Control

Your link to the Florida Department of Health

Your link to the Department of Health & Human Services

Your link to Ulliance Life Advisor Member Assistance

Your link to the National Suicide & Crisis Lifeline

COBRA PAYMENTS
ARE YOU CURRENTLY ON COBRA
CONTINUING COVERAGE?
SELF-PAY PAYMENTS
ARE YOU CURRENTLY ON SELF-PAY
CONTINUING COVERAGE?
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You can now make your monthly premium payment online through PayPal
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You can also make any repayment of LOT benefit you received in error.
MCASF Local 725 Health Fund
NOW ACCEPTS YOUR HEALTHCARE PAYMENTS THRU PayPal
Remit your healthcare payment by clicking
the button below.
You do not need a PayPal account to make your payment!

Transparency in Coverage
Your Health Fund's compliance with the CCA and The No Surprises Act and Transparency in Coverage.
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The Transparency in Coverage final rules require non-grandfathered group health plans such as our to disclose on a public website information regarding:
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In-network negotiated rates for covered items and services
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Out-of-Network allowed amount and billed charges for covered items and services
As of July 1, 2022, these machine-readable files (MRFs) must be made "publicly available and accessible to any person free of charge and without conditions, such as establishment of a user account, password or other credentials or PII to access the file" and must be updated on a monthly basis.
(These files are extremely large and download for an individual will be impacted by your hardware, browser and internet speed)​
You can access these read-able files & documents by clicking below:

















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