YOUR HEALTH CARE BENEFITS
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The Board of Trustees of MCASF Local 725 Health & Welfare Trust Fund is pleased to welcome you to the Health Care website. Within this website, you have access 24 hours a day, 7 days a week to commonly requested forms, useful highlighted links, and frequently asked questions regarding your benefit information.
About the Health Fund
The MCASF Local 725 Health & Welfare Trust Fund is a healthcare plan. The Plan most recently was amended and restated, effective July 1, 2021, and subsequently may be amended from time to time to make necessary and desirable changes.
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The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Healthcare Plan.
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Your Annual Family Statement
Each year, the Health Fund sends out it's Annual Family Statement, which ensures that the Fund has up-to-date information on you and your eligible dependents.
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Why is this information required? The MCASF Local 725 Health & Welfare Fund is self-funded, which simply means we pay for each approved claims submitted by participants. Trustees of the plan have a fiduciary duty to ensure that plan assets are used appropriately, meaning solely for the benefit of eligible participants - Local 725 members and their eligible dependent family members. The Annual Family Statement allows the plan to ensure plan dollars are being used appropriately, to minimize waste & fraud. This helps plan dollar go further to provide benefits for Local 725 members. It also allows the plan to communicate important information to you regarding your benefits.
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If the form is not submitted, your health coverage will be suspended and there will be a delay in the payment of any benefit claims.
WERE DUE BY NOVEMBER 1, 2024
>>> If you did not return your statement, be advised you coverage has been suspended as of January 1st <<<
Important Resource
on UTI's from Better Health
In the midst of all the hustle and bustle, we can easily lose site of our own personal wellness. At Better You, we want to support your health all throughout the year.
UTI's are no fun and can lead to dangerous and even life-threatening concerns. Please take a moment to review this important resource.
Changes To The Health Plan ~ Effective May 1st
Medical Benefits
Your medical benefit network is provided by Florida Blue, to locate a participating primary care physician in the Blue Options network, please call 1-800-664-5295 or visit their website at www.floridablue.com
Monthly Newsletter
Building Healthy Habits in the New Year
Habits shape our lives, whether positive or negative. Understanding habit formation is key to creating lasting change.
Tools for Time Management:
Time management means using time effectively to reduce stress, boost productivity, and improve work-life balance. Tools like the Eisenhower Matrix help by prioritizing tasks into urgent, important, and deferrable catergories.
Stop Putting It Off: Simple Steps to Get Moving Today:
Are you tired of watching deadlines pass by or feeling overwhelmed by your to do list?. Register now for this upcoming webinar to learn simple actionable steps to take charge.
Thursday, January 16th from 1:30 pm - 2:15 pm Eastern
Life Advisor Well-Being Webinar Library:
On demand webinars focusing on work/life balance issues and remedies.
Your Prescriptions Are Now Being Handled By
Sav-Rx
Effective May 1st, Sav Rx became the Health Fund's prescription benefit manager. You should provide your pharmacy with the Sav Rx ID card you received in the mail. This is a prescription insurance card, not a discount card.
Watch this area for more helpful information regarding drug coverage through the Health Fund.
Loss of Time
Benefit
Did you know that if you become totally disabled due to non-occupational bodily injury or sickness while eligible for benefits, the Health Fund will pay you a Loss of Time (Short-Term Disability) benefit.
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Benefits will begin as of the first day of disability due to an accident or as of the 8th day of disability due to sickness and will continue for any one period of disability for a maximum of twenty-six (26) weeks. You do not have to be confined to your home to collect benefits, but must be under the care of a physician.
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For a Loss of Time benefit , you will receive a benefit based on your job classification.
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General Foreman, Foreman. R5, R1 & MESJ ~ $500.00 per week
R2 & Apprentice 5th Year ~ $ 360.00 per week
R3, R4, MES2, MES3, Apprentice 2nd year, 3rd year, 4th Year and MAT ~ $250.00 per week
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Learn more about the Loss of Time Benefit here
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Application is available on the Document tab or
by click on the button to the right
Feeling sluggish or down lately?
it may be your body's way of telling you to eat more nutrient-rich foods. Good nutrition, along with keeping physically active, sleeping well, and managing your stress, is important to healthy aging and reinforces your body's first line of defense against stress and illness. TODAY is the perfect time to develop better eating habits. We've provided two documents below to help you get started.
Sav-Rx Mail Order Pharmacy
Benefits
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Cost-effective option for long-term maintenance & specialty medications
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All orders shipped directly to your door for no additional charge
How It Works
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Send in prescription
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Pay at time of order
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Orders shipped to you
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Convenient refills by phone, the Sav-Rx website, or the Sav-Rx App
How to Send in Prescriptions (3 Options)
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Ask your doctor to send the prescription electronically to Sav-Rx in Fremont, NE
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Ask you doctor to fax Sav-Rx the prescription at 402-753-2890
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Call Sav-Rx with your prescription drug name and your physician's contact information and Sav-Rx will do the rest!
Florida Blue
Locations in South Florida
Accesible via Mobile Devices
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You can also use our Text-to-Mobile feature by creating a new text message* on your smartphone. Type 258311 in the "TO" or "Recipients" field, then type BLUE 1024 in the "Message" field and press send. (make sure you leave a space between the word BLUE and the number)
You will then receive a text message reply with a link you can click on to open your digital education kit.
*Standard text messaging rates apply based on your plan and your carrier.
For an optimal viewing experience use Internet Explorer 10 or newer, Chrome, Firefox, Safari or Edge.
Florida Blue is an Independent Licensee of the Blue Cross and Blue Shield Association
Copyright 2021 Florida Blue; All rights reserved
Helpful Healthcare Links
Your Link to Florida Blue
Your link to Florida Blue Dental
Your Link to Sav-Rx Prescription Services
Your Link to Medicare
Your link to the Center for Disease Control
Your link to the Florida Department of Health
Your link to the Department of Health & Human Services
Your link to Ulliance Life Advisor Member Assistance
Your link to the National Suicide & Crisis Lifeline
For More Information
We are here to help!
Should you have any questions regarding your health benefits or eligibility, give us a call at (754) 777-7735
Where should I go when I need care?
COBRA PAYMENTS
ARE YOU CURRENTLY ON COBRA
CONTINUING COVERAGE?
You can now make your monthly premium payment online with your PayPal account
MCASF Local 725 Health Fund
NOW ACCEPTS COBRA &
SELF-PAYMENTS THRU PayPal
Remit your monthly premium payment by clicking
the button below.
Transparency in Coverage
Your Health Fund's compliance with the CCA and The No Surprises Act and Transparency in Coverage.
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The Transparency in Coverage final rules require non-grandfathered group health plans such as our to disclose on a public website information regarding:
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In-network negotiated rates for covered items and services
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Out-of-Network allowed amount and billed charges for covered items and services
As of July 1, 2022, these machine-readable files (MRFs) must be made "publicly available and accessible to any person free of charge and without conditions, such as establishment of a user account, password or other credentials or PII to access the file" and must be updated on a monthly basis.
(These files are extremely large and download for an individual will be impacted by your hardware, browser and internet speed)​
You can access these read-able files & documents by clicking below:
