YOUR HEALTH CARE BENEFITS
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The Board of Trustees of MCASF Local 725 Health & Welfare Trust Fund is pleased to welcome you to the Health Care website. Within this website, you have access 24 hours a day, 7 days a week to commonly requested forms, useful highlighted links, and frequently asked questions regarding your benefit information.

About the Health Fund
The MCASF Local 725 Health & Welfare Trust Fund is a healthcare plan. The Plan most recently was amended and restated, effective July 1, 2021, and subsequently may be amended from time to time to make necessary and desirable changes.
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The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Healthcare Plan.
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Memorial Healthcare Systems
goes out-of-network with Florida Blue
Memorial Healthcare Systems has chosen to go out-of-network, effective September 1st with Florida Blue. Both entities are still negotiating to achieve a fair agreement. However, until that occurs, all Memorial hospitals, physician groups and ancillary facilities will be out-of-network for your plan. Utilizing a Memorial provider while out-of-network will result in a higher cost share for you. If you are in active treatment with a Memorial provider you may be eligible for continuity of care, please read more about this event by clicking below.

Annual Family Statement
To ensure that the MCASF Local 725 Health & Welfare Fund has up-to-date information on you and your family members, you are required to complete and return the Annual Family Statement each year.
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As self-funded, which simply means we pay for each claim submitted by participants, the Fund has an obligation to ensure that the plan assets are used appropriately, meaning for the sole benefit of eligible participants - Local 725 members and their eligible dependent family members.
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The Family Statement must be completed and submitted by November 1st to ensure that your coverage and claim payments are not suspended and delayed.
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You can get your Annual Family Statement by clicking on the button or scanning the QR code below. You can also save time by completing your form online through your participant portal, click here.


The Board of Trustees of the Health Fund are pleased to announce that a new
VISION BENEFIT
​​Every waking moment, your eyes invite you to engage in life.
The new MCASF Local 725 Health Plan's Vision Benefit provided by EyeMed helps you take care of them.
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Choose the eye doctors and brands you want. See your best and look your best.
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Save with member-only discounts and extras you've never seen before. It's an unrivaled experience.
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Protect your peepers with annual eye exams that can also spot more serious health problems
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Easily find an eye doctor, schedule an appointment in seconds and manage your vision benefits on-the-go
with EyeMed's app for members
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Safety glass benefit for members only in addition to your regular eye glasses.
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​​​ How do I use my benefits? At EyeMed, it's all about easy. Just choose an in-network provider from the
Provider Locator, schedule your visit and go in for care or eyewear. You don't even need your ID card - just give
them your name & birthday. When you stay in-network, EyeMed handles all the paperwork.
How to find a vision provider - You have access to thousands of in-network providers - independent eye
doctors, your favorite retail stores, even online providers. There's a perfect one for every person; find yours
today with the Enhanced Provider Search on eyemed.com.
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​​​​ Visit www.eyemed.com or Customer Care Center (866) 800-5457





MCASF Local 725 Health Fund's
Member Assistance Program
brought to you by:

Monthly Newsletter
Domestic Violence Awareness Month
October is Domestic Violence Awareness Month. Abuse can by physical, emotional, or financial. Know the signs, share resources, and stand with survivors
Relationship Green Flags
Healthy relationships thrive on respect, trust, and open communication. Look for "green flags" like honesty, equality, and shared laughter, they show you're moving in right direction together.
10 Years to Retirement: Financial Moves You Need to Make Now
With retirement on the horizon, the decisions you make in the next decade are crucial to securing your financial future. Join this webinar for expert insights on the key financial moves to make now.
Thursday, October 16th from 1:30 pm - 2:15 pm Eastern
Bonus EBook
Domestic Violence Safety Planning

Breaking the Stigma:
Understanding Mental Health
The Invisible Burden - Why We Need to Talk About Mental Health
Breaking the Stigma: Understanding Mental Health In Our Union
In our line of work, we're tough. We face physical challenges, demanding schedules, and high-pressured situations. But there's another challenge we often overlook: mental health. Too often, we suffer in silence, afraid to admit we're struggling. It's time to break the stigma surrounding mental health and create a culture where we can support each other. This article brought to you by our Members Assistance Program provider: Ulliance Life Adivsor will help you understand mental health, recognize the signs of struggle, and know that you are not alone!
Important Resource
on UTI's from our partners @ Better Health
In the midst of all the hustle and bustle, we can easily lose site of our own personal wellness. At Better You, we want to support your health all throughout the year.
UTI's are no fun and can lead to dangerous and even life-threatening concerns. Please take a moment to review this important resource.


MCASF Local 725 Health Fund's Prescriptions Coverage
Is Administered By
Sav-Rx
On May 1, 2024, Sav Rx became the Health Fund's prescription benefit manager. You should provide your pharmacy with the Sav Rx ID card you received in the mail. This is a prescription insurance card, not a discount card.
If you need a new card, please contact Sav Rx directly by clicking the call button below.
Loss of Time
Benefit
Did you know that if you become totally disabled due to non-occupational bodily injury or sickness while eligible for benefits, the Health Fund will pay you a Loss of Time (Short-Term Disability) benefit.
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Benefits will begin as of the first day of disability due to an accident or as of the 8th day of disability due to sickness and will continue for any one period of disability for a maximum of twenty-six (26) weeks. You do not have to be confined to your home to collect benefits, but must be under the care of a physician.
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For a Loss of Time benefit , you will receive a benefit based on your job classification.
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General Foreman, Foreman. R5, R1 & MESJ ~ $500.00 per week
R2 & Apprentice 5th Year ~ $ 360.00 per week
R3, R4, MES2, MES3, Apprentice 2nd year, 3rd year, 4th Year and MAT ~ $250.00 per week
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Learn more about the Loss of Time Benefit here
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Application is available on the Document tab or
by click on the button to the right


Sav-Rx Mail Order Pharmacy
Benefits
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Cost-effective option for long-term maintenance & specialty medications
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All orders shipped directly to your door for no additional charge
How It Works
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Send in prescription
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Pay at time of order
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Orders shipped to you
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Convenient refills by phone, the Sav-Rx website, or the Sav-Rx App
How to Send in Prescriptions (3 Options)
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Ask your doctor to send the prescription electronically to Sav-Rx in Fremont, NE
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Ask you doctor to fax Sav-Rx the prescription at 402-753-2890
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Call Sav-Rx with your prescription drug name and your physician's contact information and Sav-Rx will do the rest!
MCASF Local 725 Health Fund's
Medical Coverage is Administered By:

Locations in South Florida




Accesible via Mobile Devices
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You can also use our Text-to-Mobile feature by creating a new text message* on your smartphone. Type 258311 in the "TO" or "Recipients" field, then type BLUE 1024 in the "Message" field and press send. (make sure you leave a space between the word BLUE and the number)
You will then receive a text message reply with a link you can click on to open your digital education kit.
*Standard text messaging rates apply based on your plan and your carrier.

For an optimal viewing experience use Internet Explorer 10 or newer, Chrome, Firefox, Safari or Edge.
Florida Blue is an Independent Licensee of the Blue Cross and Blue Shield Association
Copyright 2021 Florida Blue; All rights reserved
Helpful Healthcare Links

Your Link to Florida Blue

Your link to Florida Blue Dental

Your Link to Sav-Rx Prescription Services

Your Link to Medicare

Your link to the Center for Disease Control

Your link to the Florida Department of Health

Your link to the Department of Health & Human Services

Your link to Ulliance Life Advisor Member Assistance

Your link to the National Suicide & Crisis Lifeline





COBRA PAYMENTS
ARE YOU CURRENTLY ON COBRA
CONTINUING COVERAGE?
SELF-PAY PAYMENTS
ARE YOU CURRENTLY ON SELF-PAY
CONTINUING COVERAGE?
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You can now make your monthly premium payment online through PayPal
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You can also make any repayment of LOT benefit you received in error.
MCASF Local 725 Health Fund
NOW ACCEPTS YOUR HEALTHCARE PAYMENTS THRU PayPal
Remit your healthcare payment by clicking
the button below.
You do not need a PayPal account to make your payment!




Transparency in Coverage
Your Health Fund's compliance with the CCA and The No Surprises Act and Transparency in Coverage.
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The Transparency in Coverage final rules require non-grandfathered group health plans such as our to disclose on a public website information regarding:
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In-network negotiated rates for covered items and services
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Out-of-Network allowed amount and billed charges for covered items and services
As of July 1, 2022, these machine-readable files (MRFs) must be made "publicly available and accessible to any person free of charge and without conditions, such as establishment of a user account, password or other credentials or PII to access the file" and must be updated on a monthly basis.
(These files are extremely large and download for an individual will be impacted by your hardware, browser and internet speed)​
You can access these read-able files & documents by clicking below:
