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Your Health Care Benefits

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The Board of Trustees of MCASF Local 725 Health & Welfare Trust Fund is pleased to welcome you to the Health Care website. Within this website, you have access 24 hours a day, 7 days a week to commonly requested forms, useful highlighted links, and frequently asked questions regarding your benefit information.

Doctor and Patient

About the Health Fund

The MCASF Local 725 Health & Welfare Trust Fund is a healthcare plan. The Plan most recently was amended and restated, effective July 1, 2021, and subsequently may be amended from time to time to make necessary and desirable changes.

The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Healthcare Plan.

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Upcoming Changes to the Health Plan

 

Effective May 1, 2024

As you know the Board of Trustes carefully & routinely reviews the Plan benefits, eligibility and vendors to assure that the best affordable benefits are provided. As a result of this review the following 2 changes are being implemented as noted on the next slides.

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Member Assistance Program
Is Now Available!

 

MCASF Local 725 Health & Welfare Fund

Summary of Material Modifications

#1 ~ Cellular & Gene Therapy Exclusion, Effective January 2, 2024

#2 ~ Calendar Year Maximum Out of Pocket Expense Change, Effective January 1, 2024

as required by Section 104(b) of ERISA
Pregnant Woman

HEALTHY ADDITION

PRENATAL PROGRAM

Florida Blue has found some great ways to help give you and your
baby the best care available, even before they are born.

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Pharmacists

How can I save money on prescription costs?

There are plenty of ways to save money with your Florida Blue plan:

  • Compare costs of your medication at floridablue.com or on the Florida Blue app so you know you're paying the lowest amount.

  • Check other options to lower your cost. Many pharmacies, like Publix offer common prescriptions like antibiotics for as low as $0.

  • Many generic maintenance drugs for diabetes, asthma, high blood pressure or high cholesterol are available as low as $0 for a three-month supply using Florida Blue's home delivery service.

  • Certain generic contraceptives are as low as $0 for many women.

  • Use home delivery for medications you take for 90 days or longer to save money and a trip to the pharmacy. To get started, log into your account on floridablue.com  or check out this flyer on how to sign up.

Medical Information

Medical Benefits

Your medical benefit network is provided by Florida Blue, to locate a participating primary care physician in the Blue Choice network, please call     1-800-664-5295 or visit their website at www.floridablue.com 

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A Better You

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Information & webinars for a healthier you...

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Pharmacist

Learn more about your Rx benefit...

On the Scales

Weight management made easier!

Loss of Time Benefit  (Short-Term Disability)
from the MCASF Local 725 Health Fund

Leg Injury

Did you know that if you become totally disabled due to non-occupational bodily injury or sickness while eligible for benefits, the Health Fund will pay you a Loss of Time (Short-Term Disability) benefit.

Benefits will begin as of the first day of disability due to an accident or as of the 8th day of disability due to sickness and will continue for any one period of disability for a maximum of twenty-six (26) weeks. You do not have to be confined to your home to collect benefits, but must be under the care of a physician. 

For a  Loss of Time benefit , you will receive a benefit based on your job classification.

General Foreman, Foreman. R5, R1 & MESJ ~ $500.00 per week

R2 & Apprentice 5th Year ~ $ 360.00 per week

R3, R4, MES2, MES3, Apprentice 2nd year, 3rd year, 4th Year and MAT ~ $250.00 per week

Read more about the Loss of Time Benefit here

Applications are available on the Document tab

Feeling sluggish or down lately?

it may be your body's way of telling you to eat more nutrient-rich foods. Good nutrition, along with keeping physically active, sleeping well, and managing your stress, is important to healthy aging and reinforces your body's first line of defense against stress and illness. TODAY is the perfect time to develop better eating habits. We've provided two documents below to help you get started.

Protein Bars

Quick healthy lunch & snack

Eating healthy does not have to be expensive or time consuming. Learn the tricks to help you make a healthy meal and snack in just a few minutes.

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Beat stress with these super foods

While stressors are inevitable, you can mitigate their impact on your physical and emotional health by eating these mood boosting nutrients

Glasses of Water

Flush your stress with water

Did you know even mild dehydration can impact your stress level? Learn how to increase your daily water intake and start feeling more relaxed today

Florida Blue

Florida Blue Blog

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Better You Newsletter

Exercising at Home

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No Gym, No Problem: Home Workout Essentials

Discover the ease and effectiveness of home workouts with our webinar, "No gym, No problem: Home Workout Essentials". Learnt to utilize minimal equipment, set achievable goals and harness the power of strength training and technology for a healthier lifestyle.

Pharmacist

Another way to save money

With GoodRx you may save on your prescriptions 

You may be able to save money on your prescription with GoodRX has they may be able to find you a lower price than your insurance co-payment but please be aware that scripts filled utilizing GoodRX do not go toward your out-of-pocket maximums.

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Accesible via Mobile Devices

You can also use our Text-to-Mobile feature by creating a new text message* on your smartphone. Type 258311 in the "TO" or "Recipients" field, then type BLUE 1024 in the "Message" field and press send. (make sure you leave a space between the word BLUE and the number)

 

You will then receive a text message reply with a link you can click on to open your digital education kit.

 

*Standard text messaging rates apply based on your plan and your carrier. 

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For an optimal viewing experience use Internet Explorer 10 or newer, Chrome, Firefox, Safari or Edge.

Florida Blue is an Independent Licensee of the Blue Cross and Blue Shield Association 

Copyright 2021 Florida Blue; All rights reserved

The Importance of seeing your dentist

Dentist Appointment

Helpful Healthcare Links

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Map Your Personal Path To Health

Welcome to Better You Strides, an online wellness program that uses your needs, goals and interest to build your custom-made plan to better health. Brought To You By:

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Better You Strides creates a Personal Health Journey for you - a custom-made plan with recommended actions to reach your health goals. Activities cover healthy eating, tips to move more and ways to feel happier. 

Take Charge of Your Health!

Ready to get started to a better, healthier you? Complete your Better You Strides Personal Health Assessment (PHA) and receive a customized health and wellness plan that sets the stage for your wellness journey.

Better You Strides Personal Health Asses
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For More Information

We are here to help!

Should you have any questions regarding your health benefits or eligibility, give us a call at (754) 777-7735

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Your health matters.

Don't miss this important screening reminder.

Getting your Pap smear may help save your life.

You may be due for an important routine screening. Completing your routine Pap smear at least every 3 years (or HPV test every 3 years) is one of the best things you can do to help prevent cervical cancer.

Also, regular screenings allow you to detect abnormalities early and reduce your chances of developing cervical cancer.

Call your primary care doctor or OB-GYN today to schedule your Pap smear or HPV test.

Find answers about cervical cancer and screening options, visit www.floridablue.com/answers/managing-your-health/cervical-cancer-screening.

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COBRA PAYMENTS

ARE  YOU CURRENTLY ON COBRA

CONTINUING COVERAGE?

 

You can now make your monthly premium payment online with your PayPal account 

MCASF Local 725 Health Fund

NOW ACCEPTS COBRA &

SELF-PAYMENTS THRU PayPal

 

Remit your monthly premium payment by clicking

the button below.

Transparency in Coverage

Your Health Fund's compliance with the CCA and The No Surprises Act and Transparency in Coverage.

The Transparency in Coverage final rules require non-grandfathered group health plans such as our to disclose on a public website information regarding:

  • In-network negotiated rates for covered items and services

  • Out-of-Network allowed amount and billed charges for covered items and services

 

As of July 1, 2022, these machine-readable files (MRFs) must be made "publicly available and accessible to any person free of charge and without conditions, such as establishment of a user account, password or other credentials or PII to access the file" and must be updated on a monthly basis.

(These files are extremely large and download for an individual will be impacted by your hardware, browser and internet speed)​

 

You can access these read-able files & documents  by clicking below

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