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Welcome to the MCASF Local 725 Benefit Funds 


Within this website, you have access 24 hours a day, 7 days a week to commonly requested forms,

useful highlighted links, frequently asked questions regarding benefits, and a secure access to

your personal benefit information.

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Valuable Information is just a Click Away!


Member Assistance Program
Is Now Available!


MCASF Local 725 Health Fund


Summary of Modification

(as required by Section 104(b) of the Employee Retirement Income Security Act of 1974)

Effective January 2, 2024

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Stay Informed with text messages from us!

DC Fund Preliminary Investment Results

3.3% YTD as of Oct. 31, 2023

Annual Family Statement

To ensure that the MCASF Local 725 Health & Welfare Fund has up-to-date information on you & your family members, the Board of Trustees requires ALL eligible participants to complete an Annual Family Statement each year.

Why is this information required? The MCASF Local 725 Health & Welfare Fund is self-funded, which simply means we pay for each approved claim submitted by participants. Trustees have a fiduciary duty to ensure that assets are being used appropriately & solely for eligible participants - Local 725 members and their dependents. This statement allows the plan to ensure assets are being used appropriately and to minimize waste & fraud.

Failure to submit the Annual Family Statement will result in suspension of your coverage & delay in payment of any claims. You must submit statement regardless of whether you had any changes over the last year.

You may click on the statement to the right to get a copy of the form or you may complete the statement online in your participant portal or scan this QR code.

Click on the              icon on the top of this page to get to the participant portal.

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Due by December 1st

Piggy Bank

Make your retirement nest egg bigger...

Did you know you can increase your retirement nest egg through an employee deferred contribution?

In addition to the $1.00 per hour that your Employer pays on your behalf for every hour you work to the Defined Contribution Retirement Fund, you can elect to have your employer withhold from your gross wages an elective contribution that will increase your retirement account.

The 2024 calendar maximum for Elective Contribution is $23,000. If you will be at least 50 years old on December 31, 2024, you may elect to have an additional "Catch-Up" elective contribution up to a maximum of $7,500.

Before deciding on electing an employee elective contribution, which will be deducted from your gross pay, you should consult a personal financial and tax advisors for guidance.

The election is for the whole calendar year and cannot be changed or stopped.

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Election Period From
October 1st to November 30th

Election Period Expired!

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2023 Annual Pension Verification Program

for retirees &
surviving spouse/beneficiaries

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Better You Newsletter

Beach Vacation

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In our fast-paced world, where hustle & bustle often take center stage, it's crucial to recognize the profound value of taking time off. Whether it's a brief respite or an extended vacation, the benefits of stepping away from the daily grind are immeasurable. Boost productivity, enhance well-being and achieve a better work-life balance. Dive into a healthier, more focused you!

Participant Portal

Your participant portal has some great features!

Did you know you can change your address directly on the portal or you can update your beneficiaries.

You can complete your enrollment form directly on the portal. Form is pre-populated with your information currently on file so it's easy to update, just a few clicks and you are done.

If you are a pensioner, you can change your bank information on your direct deposit.

If you need to send us important personal documents such as a birth certificate for a new born or a marriage certificate for your new spouse, you can now upload those documents securely through the participant portal.

Log in today and check out the great features

                                                      PARTICIPANT PORTAL


Learn more about your Rx benefit...

Abstract Structure

Summary Annual Reports

The Summary Annual Report (SAR) provides members with important information regarding the Plan from the prior year. The SAR is required by law to be provided to members by November 15th of each year.

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