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The Board of Trustees of MCASF Local 725 Defined Contribution Retirement Fund is pleased to welcome you to the Defined Contribution website. Within this website, you will now have access 24 hours a day, 7 days a week to commonly requested forms, useful highlighted links, and frequently asked questions regarding your benefit information.

About The Defined Contribution Fund

The MCASF Local 725 Defined Contribution Retirement Fund is a defined contribution retirement plan. The Plan most recently was amended and restated, effective January 1, 2015, and subsequently was amended from time to time to make necessary and desirable changes.

The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Defined Contribution Retirement Plan.

You should file an Retirement Application well in advance of the date you expect to retire. You may request an Application from the Benefit Office, as well as seek assistance during the application process. Early filing will help you to avoid a delay in the processing of your application and the payment of benefits.

The 2022 Employee Elective Contribution
election period is October 1st - November 30th

The 2022 Defined Contribution Fund's Employee Elective Contributions election period is October 1st through November 30th.

During this period, you will be able to elect to have additional contributions remitted on your behalf for the hours you are paid during 2022. These contributions are deducted from your gross pay so you should consult a financial/tax advisor prior to making your election. The maximum amount that can be contributed on your behalf for 2022 is $20,500 and if you are 50 or older, you can elect to have an additional "catch-up" contribution remitted on your behalf for a maximum amount of $6,500. 

Reminder! this election is for the entire calendar year and cannot be changed.

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More Information

On the Defined Contribution Retirement Plan,

Contact the Benefit Office at

(754) 777-7735


Click on the Frequently Asked Questions or Documents pages for additional information or forms. 

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Participant Portal

You can review your personal information, 24 hours a day / 7 days a week. Check your account balance(s), hours worked, contributions received on your behalf, your beneficiary and more. You can now upload your personal documents securely on the portal. 

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Useful Links

Click on these links for helpful information.